Total Loss Appraisals
Rock Solid Auto Appraisers for Total Loss Appraisal Accuracy
When it comes to a total loss appraisal, cutting corners is the fastest way to lose thousands. While you might come across websites offering cheap, automated total loss appraisals, be cautious. These services often rely on pre-programmed templates that don’t reflect the real value of your vehicle.
At The Auto Mediator, we believe in doing things right—because your claim deserves more than a cookie-cutter report.
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Why a Licensed Auto Appraiser Matters
A total loss appraisal should always be conducted by a licensed auto appraiser—someone who understands the market, your specific vehicle, and how insurers evaluate value.
Unlicensed, online appraisers might give you an instant report, but it’ll be just that: instant, inaccurate, and insufficient if you need to defend your claim.
If you want a report that holds up under scrutiny, especially in dispute or litigation, a fully customized total loss appraisal is essential.
The Value of Customization in Total Loss Reports
- Analyzing your vehicle’s unique features and condition
- Comparing against true market-value vehicles
- Excluding low-quality comparables like salvage titles or poor repairs
- Producing a rock-solid valuation report that can be used in negotiations or court
Looking to understand what else a seasoned appraiser can do? Visit our page on the benefits of hiring a diminished value appraiser.
The Most Common Complaint We Hear
“The comparable cars in my insurer’s total loss report had branded titles, visible body damage, or previous accidents—and they’re nothing like my car!”
You’re not alone. We hear this all the time from vehicle owners frustrated with unfair appraisals. Insurers often use low-grade comps to justify lower payouts. That’s where we step in.
At The Auto Mediator, we provide expert rebuttal reports and independent appraisals that clearly show your car’s true replacement value. Our clients regularly recover thousands more in settlements with the support of our data-backed valuations.
Take Control of Your Claim
If your vehicle has been declared a total loss and you’re unhappy with the insurance company’s payout, don’t settle.
Let us prepare a legally sound total loss appraisal to back your claim with facts, not shortcuts.
We’ve helped recover millions in claims for drivers across the country. Learn more about how our services apply in litigation or claims disputes on our page about expert testimony in auto cases.
Contact The Auto Mediator today to get started.
TOTAL LOSS FAQS
The Process
The insurance company will usually provide the mandatory market valuation of your vehicle.
If unhappy with this evaluation, usually the insurance company will ask you to get an independent appraisal report.
Selecting an independent automotive appraiser is the most important decision you will make during this process. You can always do some of your own homework and look at the value of vehicles compared to just as if you were to buy the same make and model car you already have. Pay attention to details; most companies do not. Not including details can devalue your car immensely. Contact an auto appraiser that is fully competent and has a CV that will stand on its own…you might need it.
Send the auto appraiser’s report to the insurance company and either:
- Get paid.
- Their appraiser contacts your auto appraiser, and they both agree on a fair valuation.
- Both appraisers choose umpire candidates that are mutually agreed upon, and both the insurance company and insured pay equal parts for the umpire services fee (in some cases when an umpire cannot be agreed upon by both appraisers they might have to petition the court). All this depends on how the insurance policy is written, of course.
- A decision is made based on the two appraisal reports and the simple evidence provided.
If you need a licensed car value appraiser for an auto total loss appraisal, diminished value calculation, an automotive expert witness, or an evaluation of an automobile for any reason, The Auto Mediator offers experience and skill.
As you can see above, when push comes to shove and a body of evidence is needed, you must have all your ducks in a row to prove your claim. A true independent auto appraiser who is active in the current automotive auction arena with detailed knowledge of vehicle specifics and proprietary research data can provide a clear, concise body of evidence that is indisputable. Choosing the best automotive appraiser you can will definitely help you in achieve success.
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To find out if you among those who qualify contact us now for a free consultation
TESTIMONIALS
From Our Clients
Auto Mediator’s report, guidance, and expertise recovered me $18,000 vs an original amount of $3k on my Geico DV Claim.
Willie Zuniga
The amazing comprehensive and detailed appraisal report he wrote, I was able to get reimbursed over $10,000 dollars for Loss of Use on top of what I received for my Diminished Value Claim.
Aivi P.