Auto Claim Advice & Diminished Value Insights from The Auto Mediator

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7 Tips from a Lemon Law Expert

7 Tips from a Lemon Law Expert

What Is a Lemon Law? Lemon Laws are laws in place to help protect consumers who have unknowingly purchased a defective vehicle. The defect can be something affecting the vehicle’s safety, performance, or resale value. As with many other things, Lemon Laws vary from...

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Secrets of a Diminished Value Appraiser

Secrets of a Diminished Value Appraiser

Wanna talk secrets? Diminished value is a secret insurance companies would love to keep. While they more or less dutifully pay out to fix your car after an accident, they don’t want to tell you that you may also be able to claim diminished value and collect a whole...

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How to Get a Total Loss Appraisal

How to Get a Total Loss Appraisal

If you have filed an insurance claim after a wreck, a claims adjuster will assess the damage and decide whether it’s fixable and how much it would cost. Insurance companies usually deem a car a total loss if repairs will cost more than the vehicle is worth.  In total...

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How to Get the Most Out of Your Diminished Value Recovery

How to Get the Most Out of Your Diminished Value Recovery

Want to know how to get the most out of your diminished value (DV) claim? Here’s the answer in three words: expert auto appraisal. If you’ve been the victim of an accident in which your high end vehicle sustained damage, the only way to recover the maximum value of...

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What to do if You Think You Are a Victim of Dealer Fraud

What to do if You Think You Are a Victim of Dealer Fraud

Buying a late model used car can be a savvy way to save money on an excellent vehicle, but what if the vehicle that was represented to you as clean or even certified turns out to be a lemon? What if it was previously damaged and the dealer didn’t disclose that? Or...

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Unlock the Secrets of Auto Appraisal

Unlock the Secrets of Auto Appraisal

There are any number of reasons you might need to know the worth of a vehicle. You might  be:   Looking to find out your car’s trade-in value   Wondering if the classic car you’re considering buying is worth the asking price  Dividing assets in a divorce case  ...

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Making a Successful Diminishment in Value claim

Making a Successful Diminishment in Value claim

Car Appraisal for Diminished Value How much does a diminished value appraisal cost? If you are in a position to ask this question, you deserve some sympathy. Everything about being involved in a car accident is a nightmare. Even if you or a loved one avoids injury,...

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How to Avoid Diminished Car Value When Buying or Selling a Car

How to Avoid Diminished Car Value When Buying or Selling a Car

When a car has been in an accident, it doesn’t matter whether the damage was repaired perfectly and the car restored to its pre-accident condition; it will almost certainly decrease in value.   When buyers look at a vehicle’s history and see that it has been in a...

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How to File a Diminished Value Claim After an Accident

How to File a Diminished Value Claim After an Accident

Filing a diminished value (dv) claim after an accident is necessary if you want to recover the difference between what your car was worth before the crash and what it is worth now. For while the insurance company covers the cost of restoring your car to its...

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California Diminished Value Claim

Frequently Asked Questions

1. Can I file a diminished value claim in California if I was partially at fault?

Yes. California follows a comparative negligence model. You can still recover diminished value, but your payout may be reduced based on your level of fault.

2. Is diminished value covered by my own insurance?

Not usually. In California, diminished value is typically claimed through the at-fault driver’s insurance unless your policy explicitly includes it.

3. How long do I have to file a diminished value claim in California?

You have up to three years from the date of the accident to file your claim under California’s statute of limitations.

4. What’s the best way to prove diminished value?

A certified appraisal report from a licensed auto appraiser is the most effective and credible way to prove your claim.

5. Can I use a free online calculator to estimate my diminished value?

You can, but it’s not recommended. These calculators often undervalue claims and don’t hold weight with insurers. A professional report is far more accurate and defensible.