Auto Claim Advice & Diminished Value Insights from The Auto Mediator

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Maximizing Your Claim: The Role of Auto Appraisers Near You

Maximizing Your Claim: The Role of Auto Appraisers Near You

Car insurance companies are in the business of making money. Shocker. They may say they have your best interest at heart, but if you have ever been in a car accident and tried to contest their settlement offer or make a diminished value claim, you’ve seen firsthand...

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Total Loss Car Appraisals: Balancing Science and Sensibility

Total Loss Car Appraisals: Balancing Science and Sensibility

The aftermath of a wreck is a trying time, and dealing with your insurance company can make it even harder.  If you have been in an accident in which the insurance company declared your car a total loss, even though it could be repaired, it can hurt; cars can have...

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Autopilot Recall and High-Accident Rate One-Two Punch for Tesla

Autopilot Recall and High-Accident Rate One-Two Punch for Tesla

What Is Going on with Tesla? “This recall is written in blood,” Former NTSB Chairman Robert Sumwalt said in a CBS report that aired in December. He was talking about the recent voluntary recall affecting nearly every single Tesla sold since 2012.  The recall is for...

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What does an automobile diminished value appraiser do?

What does an automobile diminished value appraiser do?

Diminished value refers to the difference in the market value of a vehicle before a wreck versus what it’s worth after a wreck - because being in an accident almost always devalues a car significantly. A diminished value appraiser provides a report evaluating the...

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California Diminished Value Claim

Frequently Asked Questions

1. Can I file a diminished value claim in California if I was partially at fault?

Yes. California follows a comparative negligence model. You can still recover diminished value, but your payout may be reduced based on your level of fault.

2. Is diminished value covered by my own insurance?

Not usually. In California, diminished value is typically claimed through the at-fault driver’s insurance unless your policy explicitly includes it.

3. How long do I have to file a diminished value claim in California?

You have up to three years from the date of the accident to file your claim under California’s statute of limitations.

4. What’s the best way to prove diminished value?

A certified appraisal report from a licensed auto appraiser is the most effective and credible way to prove your claim.

5. Can I use a free online calculator to estimate my diminished value?

You can, but it’s not recommended. These calculators often undervalue claims and don’t hold weight with insurers. A professional report is far more accurate and defensible.